So I'm settling into the new house okay, though I am learning quickly that the best laid plans change once the first arrow leaves the bow... so to speak. It still doesn't feel like I own a home, though it's been more than a month since closing. First mortgage payment is due 11/1 which is not too terribly far away. Should have no problems with that. I got well more than my share of the bills, but....

It looks like I have a lot of stuff to buy: A new dresser, nightstand, bookcase as my existing furniture just wont work in my new room.

We left a lot of stuff behind as it was crap and in need of replacing, but couches and tables are *not* cheep! My credit is almost exhausted, and actual monies are becoming quite scarce.

I think we need to take a step back and prioritize things. I can do without some of the niceties until the financial situation settles out a bit.

So by the title of the post, I think its safe to say that I'm disappointed in things.

You see, due to a lot of turmoil at work, I moved back to an overnight position. Its the best move for me for now, easier work load, friendlier team members, and a schedule more conducive to my nocturnal habits. Its all around good until you factor in the loss of Sunday Pay, which is time and a half. Thats $110 out of my check per pay, right off the top.

As is I am struggling to make my car and insurance payments. Sure my current Insurance company is high cost, but I haven't moved away them because I cannot afford the 200+ down payment to get a cheaper rate.

I have canceled all of my luxuries like xbox live, gamefly, and pr0n, but it still isn't saving me enough money. I'm thinking I might have to stop dropping money into my 401k which would really suck down the the road. I just need a break, and I think I might be able to get it if I plan the finances out to the T.

I wanted to keep the car payment, insurance, and gas to about $500 a month, but I currently pay 371.xx for the car, 174.xx for the insurance, and 35.00 for a tank of gas. Luckily, the gas holds me about a month thanks to the superb Yaris fuel efficiency. Thats about $80 more than I wanted to go, and with the loss of revenue from the shift swap, I think it might be enough to torpedo me *sighs*